If you ever bought a home, you’ve undoubtedly experienced the frustration of closing. In addition to purchasing the house and the land it sits on, you wind up writing checks for all sorts of things (fees for loan origination and filing, title search, settlement, a credit report, loan recording, courier services, a notary, a home inspection, title insurance, etc.). Adding to the frustration is that fees, and often their names, differ from title company to company. It’s difficult to know what you need, what you don’t, why you need it, and what you are getting, making it near impossible to shop around for the best value.
